ST. LOUIS — A consumer is suing a debt collector, citing alleged misrepresentation in debt collection.
JL Parks Jr. filed a complaint July 7 in the U.S. District Court for the Eastern District of Missouri Eastern Division against Financial Business and Consumer Solutions Inc., alleging the defendant violated the Fair Debt Collections Practices Act (FDCPA).
According to the complaint, the plaintiff alleges that on Oct. 24, 2016, the plaintiff filed a bankruptcy petition for his alleged debt and was granted a discharge of his listed debts on Feb. 2. The plaintiff claims the defendant continued attempting to collect the alleged debt discharged in his bankruptcy and made phone calls made directly to him and sent letters. As a result, Parks claims he was confused and suffered humiliation, emotional distress and frustration.
The plaintiff holds Financial Business and Consumer Solutions responsible because the defendant allegedly used oppressive, deceptive and unfair collection tactics, including attempting to induce the plaintiff to pay an amount that was not legally owed and falsely represented the character, amount or legal status of the alleged debt, since the subject debt was not collectible because it was discharged in the plaintiff's bankruptcy.
The plaintiff requests a trial by jury and seeks judgment for statutory damages of $1,000, actual damages, pre- and post-judgment interest, costs, attorneys' fees and other relief the court deems just and proper. He is represented by Nathan D. Sturycz of Nathan D. Sturycz in Edwardsville, Illinois.
U.S. District Court for the Eastern District of Missouri Eastern Division case number 4:17-cv-01926-JMB