ST. LOUIS — A firefighter is suing an insurance company for alleged breach of contract by refusing to pay insurance coverage relating to a disability.
Thomas Carroll of the Mid-County Fire Protection District filed a complaint on April 3 in the U.S. District Court for the Eastern District of Missouri against Standard Insurance Co., alleging that the defendant failed to comply with the policy contract as agreed by both parties.
According to the complaint, the plaintiff filed a claim under his insured disability policy seeking long-term disability benefits because he suffered a significant impairment to his left knee and cannot perform his job duties as a firefighter. After submitting numerous medical records, Carroll claims he was denied of long-term disability benefits and will be limited to 12 months, ending on March 23, 2016.
As a result, Carroll claims he suffered loss of benefits, mental anguish and suffering.
The plaintiff alleges the defendant failed to pay the long-term benefits in compliance with its own policy and failed to provide a reason for refusing to disperse further long-term benefit payments.
The plaintiff requests a trial by jury and seeks judgment for vexatious penalties, damages, costs of court, attorney fees and for such other and further relief as the court deems proper. He is represented by Rick Barry of Law Offices of Rick Barry P.C. in St. Louis.
U.S. District Court for the Eastern District of Missouri Case number 4:17-cv-01230