ST. LOUIS — A St. Louis man is suing Account Resolution Corp., citing alleged violation of the Fair Debt Collection Practices Act (FDCPA).
Christopher W. Penrose filed a complaint in the U.S. District Court for the Eastern District of Missouri against Account Resolution Corp. alleging that the Chesterfield debt collector violated FDCPA through abusive, deceptive and unfair debt collection practices.
According to the complaint, the plaintiff alleges that on Dec. 30, 2015, he suffered damages from receiving a collection letter from the defendant, demanding immediate payment within a 30-day period, overshadowing the verification notice required by the law. The plaintiff holds Account Resolution Corp. responsible because the defendant allegedly failed to inform the plaintiff that she had 30 days from the day she received the communication to dispute the debt and obtain validation and verification.
The plaintiff seeks judgment against the defendant, declaratory relief, actual and statutory damages, cost of action, attorney's fees and further relief as may be just. He is represented by Jovanna R. Bearden of Bearden Law in Butler.
U.S. District Court for the Eastern District of Missouri Case number 16-cv-02129