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State Farm alleged to have breached policy with refusal of injured driver's claim for underinsured motorist benefits


By Lhalie Castillo | Nov 2, 2018

Insurance 06

ST. LOUIS – A motorist alleges her insurer breached its policy with her by its refusal to pay her claim for underinsured motorist coverage.

Bobbie G. Altgilbers filed a complaint on Oct. 16 in the St. Louis Circuit Court against State Farm Mutual Automobile Insurance Co. alleging breach of uninsured motorist policy.

According to the complaint, the plaintiff alleges that on May 22, 2016, she was driving on Highway 55 when she was struck from behind by an underinsured driver. She alleges sustained injuries to her spine, which resulted in pain and suffering, physical limitations and damages of more than $125,000. The suit states she had a policy with the defendant at the time of the accident.

Allegedly at the defendant's advice, she accepted the at-fault driver's insurer's policy limits of $25,000 and thereafter, made a written demand to the defendant for payment of the underinsured motorist coverage of more than $125,000. 

The plaintiff holds State Farm Mutual Automobile Insurance Co. responsible because the defendant allegedly denied her claim failed and refused to pay any amounts due to plaintiff.

The plaintiff requests a trial by jury and seeks damages of at least $100,000, costs, interest and any further relief as the court may deem just and proper. She is represented by Todd R. Nissenholtz and Nathan S. McMahill of Cofman Townsley LLP in St. Louis.

St. Louis Circuit Court case number 1822-CC11443

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St. Louis 22nd Judicial Circuit CourtCofman & Townsley Llp

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