ST. LOUIS – Owners of a St. Louis property allege their insurer has denied them coverage for a total loss of the property due to fire damage.
Courtland Oliverires and Jacqueline Phillips filed a complaint on Nov. 8 in the St. Louis Circuit Court against Nationwide Insurance Co. of America alleging vexatious refusal to pay.
According to the complaint, the plaintiffs allege that on Jan. 13, 2017, their real and personal property located on Oregon Avenue in St. Louis sustained fire damage. At the time of the loss, the suit states the total policy coverage with the defendant for plaintiffs' dwelling was $354,700, for which plaintiffs paid the required premium.
The plaintiffs hold Nationwide Insurance Co. of America responsible because the defendant allegedly denied plaintiffs' request for a full coverage under the policy. Instead, they allege defendant only paid $182,908 for the actual cash value of the property.
The plaintiffs request a trial by jury and seek judgment against defendant in an amount greater than $25,000, with interest and all other relief that is just and proper. They are represented by Peter P. Fiore Jr. and Jeff Weisman of Weisman Law Firm in St. Louis.
St. Louis Circuit Court case number 1822-CC11598