USAA accused of breach of contract in hit and run

By Lhalie Castillo | Dec 13, 2017

ST. LOUIS — A pedestrian who was run over in a hit-and-run incident is suing his insurance company, citing alleged breach of contract.

William Archibald filed a complaint on Nov. 8 in the St. Louis Circuit Court against USAA General Indemnity Company alleging that the insurer failed to fulfill its contractual obligations.

According to the complaint, the plaintiff alleges that on July 23 he was a pedestrian on Locust Street when an unidentified driver of a black Hyundai Santa Fe struck him as he was crossing an intersection. He sustained injuries resulting in pain and suffering, metal anguish, and loss of wages. At the time of the incident, he was covered by an uninsured motorist coverage under the insurance policy issued by the defendant. 

The plaintiff holds USAA responsible because the defendant allegedly failed to make any offer to settle his claim for damages.

The plaintiff requests a trial by jury; and seeks damages of more than $25,000, plus interest, costs, and any further relief that the court may deem proper and necessary. He is represented by Benjamin J. Sansone of Sansone Sumner & Lauber in Clayton.

St. Louis Circuit Court case number 1722-CC11702

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Sansone Sumner & Lauber St. Louis Circuit Court

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